BIC · IBAN · ISO 13616
Find the BIC, validate any IBAN
Mod-97 check digit, country length, bank code · against the Bundesbank file (valid 07/09/2026 to 06/12/2026), fully in your browser.
- 49 countries
- 22,000+ bank codes
- Browser-only
- ISO 7064
Spaces are added automatically. Your data stays in your browser.
Enter an IBAN to start validation
How it works
Paste the IBAN
Spaces are added automatically. The format is checked as you type.
Mod-97 validation
The ISO 7064 checksum confirms whether the IBAN is mathematically valid.
BIC & bank details
The bank code is matched against our database to show the BIC and bank name.
What is a BIC code?
The BIC (Business Identifier Code), also called the SWIFT code, is a bank’s international identifier: eight or eleven characters, globally unique and issued by SWIFT under the ISO 9362 standard. It is built from a 4-letter bank code, a 2-letter country code, a 2-character location code and an optional 3-character branch code. For example, COBADEFFXXX identifies Commerzbank in Frankfurt, Germany.
Want the full breakdown? Read our guide on what a BIC code is, including when it is mandatory and how to find it.
Verification of Payee since October 2025
Since 9 October 2025, banks in the euro area must offer a free check of whether the IBAN and the recipient’s name match, before every euro transfer. Banks in EU member states outside the euro area follow on 9 July 2027. The EU rules (Regulation (EU) 2024/886, Article 5c of the SEPA Regulation) do not directly cover Switzerland or the United Kingdom. The BIC plays no part in this check, but a correct IBAN matters more than ever. More in the guide: Do I need a BIC for a SEPA transfer?
Frequently asked questions
How do I find the BIC from an IBAN?
Paste the IBAN into the validator above. The tool reads the bank code from the IBAN and looks up the matching BIC and bank name in our database of more than 22,000 bank codes.
Is my IBAN sent to a server?
No. Validation runs entirely in your browser using the ISO 7064 Mod-97 algorithm. Your IBAN never leaves your device. The tool only keeps a short history of your last five checks in your own browser (localStorage); the Clear button in the history list deletes it.
Do I need a BIC for a SEPA transfer?
No. Within the 41 SEPA countries the IBAN is enough; the BIC has been optional since February 2016. For transfers outside SEPA (for example the United States) the BIC is mandatory.
Which countries are supported?
IBAN validation covers 49 countries across the EU/EEA and beyond. The bank database holds codes from 41 countries, including Germany, Austria, Switzerland, France, Spain, the Netherlands, Belgium and Luxembourg.