Cembra Money Bank AG BIC

BIC code for Cembra Money Bank AG

Cembra Money Bank AG is a privately run credit institution. Its BIC (Business Identifier Code) is CMBNCHZHXXX and is used for international transfers and SWIFT transactions. The bank is listed in Switzerland under 23 different bank codes, all sharing the same BIC.

CMBNCHZHXXX is made up of: the bank code CMBN (identifies Cembra Money Bank AG), the country code CH (Switzerland), the location code ZH and the branch code XXX. The "XXX" suffix marks the head office.

How do I use the BIC CMBNCHZHXXX?

For a SEPA transfer within the European payment area the IBAN is usually enough and the BIC is derived automatically. For transfers outside the SEPA area or for international (SWIFT) transactions you need the BIC CMBNCHZHXXX in addition to the IBAN.

Verification of Payee (VoP) under EU Regulation 2024/886 applies directly only in the EU and the EEA, in the euro area since 9 October 2025. Banks in this country are not directly covered; whether and how they check the name is up to each bank. A correct IBAN therefore matters. Check your IBAN before the transfer with our IBAN validator.

You can also find the BIC via our home page by entering an IBAN, or use the BIC calculator to look it up from a bank code.

Similar banks in Switzerland